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Our Centers

  • Take the First Step in Las Vegas

    Desert Hope is a beautiful oasis with modern charm located in Las Vegas, Nevada. We provide all levels of care from detox, in-patient, outpatient and sober living.

    Visit Desert Hope Treatment Center Visit Desert Hope Treatment Center
  • A New Life Awaits

    Start your recovery at our spa-like facility in the Dallas-Ft. Worth area. Holistic therapies, chef-prepared meals, and LGBTQ+ support are among the many features of our premier drug and alcohol treatment program.

    Visit Greenhouse Treatment Center Visit Greenhouse Treatment Center
  • The Best Place to Recover in Orange County

    Laguna Treatment Hospital is located in Orange County, CA. The first Chemical Dependency Recovery Hospital in the OC, we offer safe medical detox, mental health support, and wellness programs.

    Visit Laguna Treatment Hospital Visit Laguna Treatment Hospital
  • Start Recovery at Our Southern Resort

    Take a step back from your life and get the help you need at our premier drug and alcohol addiction center. Nestled in the countryside 1.5 hours from Memphis, Oxford gives you the support you need in a calm and beautiful setting.

    Visit Oxford Treatment Center Visit Oxford Treatment Center
  • Recovery Forecast includes Tropical Weather

    Your recovery can start at either of two premier drug and alcohol treatment facilities in the Greater Miami area - Fort Lauderdale and Hollywood, FL. Our specialties include treatment for veterans and first responders.

    Visit Recovery First Treatment Center Visit Recovery First Treatment Center
  • Sunny Florida Welcomes You

    Retreat to the sunny climate of Tampa, Florida for a stay at the standard of treatment facilities in Tampa, FL. We offer customized care plans to help you on your recovery journey.

    Visit River Oaks Treatment Center Visit River Oaks Treatment Center
  • Helping New Englanders Find Recovery for Over 30 years

    Escape to the countryside to recovery in New Jersey’s premier drug rehab & treatment center. Located only an hour from New York City.

    Visit Sunrise House Treatment Center Visit Sunrise House Treatment Center
We are pleased to announce that we are now in-network with Anthem Blue Cross. Now in-network with Anthem Blue Cross.

Does Humana Help Pay for Addiction Treatment?

humana insurance coverage for drug addiction treatment

A large healthcare company serving over 13 million members, Humana offers group health insurance and Medicare plans for families, individuals, military service members, and veterans. As a global leader with a wide range of products, services, and offerings, Humana has many industry partnerships to provide innovation and comprehensive care for its members and their communities. With resources specific to behavioral health, which includes substance abuse, addiction, and mental health concerns, Humana offers support and coverage to enhance treatment and promote recovery.

Humana members can use their health resources tool to find a behavioral health provider, get information on behavioral health preventative care and screenings, and request member and policy information. Coverage for addiction treatment is included as an “essential health benefit” per the Affordable Care Act (ACA) and treatment parity laws.

Specific individual coverage and benefits can be found by registering and accessing My Humana. Policies and individual insurance plans can differ on what is covered and at what rate. A Humana representative can be a great tool for explaining specific benefits, policies, and coverage information, including how to use Humana insurance to help pay for drug addiction treatment.

Ready to leave substance abuse behind?
Call now to speak to a consultant about your treatment options
 (949) 565-2377

Navigating Humana Insurance

using humana insurance for detox

In addition to a Humana representative, substance abuse treatment providers have a lot of knowledge and experience with insurance plans and coverage, and can also aid families in maximizing benefits and coverage amounts. Humana insurance plans include both preferred provider organizations (PPOs) and health maintenance organizations (HMOs) as well as Medicare plans for individuals aged 65 and older, or those suffering from eligible disabilities or other specific criteria.

An HMO plan will ask that members remain in network in order for coverage to be used while a PPO will allow members to seek treatment from providers that are considered out of network. An in-network provider can provide services for lower out-of-pocket expenses for members and are typically covered at higher coinsurance rates. Coinsurance is the amount a member will pay for services after a deductible amount is met. The deductible is an annual amount of money that a person will pay out in medical expenses. Each plan will have a set yearly deductible, and after that amount is reached each year, insurance coverage begins.

Individuals may need to pay a copay at the time of an office visit or other medical treatment or appointment. The copay is predetermined and specific to the individual plan. There is also an annual out-of-pocket maximum; once reached, all covered medical expenses are paid in full by Humana.

To enroll in an addiction treatment program and use Humana insurance, take the following steps:

  1. Contact the insurer directly to ensure that services are covered and confirm what may be required prior to enrollment.
  2. Obtain any verification, or preauthorization, before enrolling in an addiction treatment program. In-network providers and Humana can help with this. Some plans require that members get a referral for treatment services from their primary care provider (PCP) before receiving them.
  3. Pay any copays needed at time of visit and arrange a payment plan to cover coinsurance amounts.
  4. Discuss whether or not costs are paid up front by the individual and then a claim is filed with Humana for payment, or whether Humana is billed directly for their portion of the covered services.
  5. Iron out all payment and out-of-pocket amounts prior to enrolling in an addiction treatment program.

Insurance can help to greatly offset addiction treatment costs. Both insurance providers and substance abuse treatment providers can help families and individuals budget for and understand insurance coverage benefits.